Car Rent Can Lead To Failed Insurance Claim

The loss of a vehicle is one of the risks faced by owners of vehicles every day. Lost due to criminal as well as stolen or lost vehicles in accidents that cause more than 70 percent of the damaged vehicle condition can happen every day.

In this case, the insurance protection of the vehicle with the type of total lost only (TLO) vehicle owner can protect from losses. But what about the terms of insurance claims fulfilled?

Santosa, CEO of Astra Insurance, revealed the loss incident can be covered by the insurance of the vehicle provided that, among others, there is no element of deception of policyholders.

"There is a requirement to lose TLO. During such criminal embezzlement no smell could bear. But after an investigation, police reports and check the track record of the policyholders no indication of fraud, could not be taken away, "said Santosa.

Santosa added, motor loss claim process easier than a car. This is because the owner of the four-wheeled claim often did not use his vehicle as it should be. For example included a car rental that is not official. This kind of thing can hinder the process claim.

"Most car owners often told me that his car was used for personal but surprisingly included rental, rental dark anyway. Another issue is the handing over of the vehicle on the person of unknown background, for example a personal driver, then brings in a run. This is a form of faux pas proprietor and insurance usually will be rejected, "Santosa said.

For that, consumer’s vehicle insurance should disclose in detail regarding the use of his vehicle at a later date. For example there is a change of purpose of use from commercial to personal. Speak directly to the insurer in order not to harm both sides.

"It is basically insurance in good faith. So if a customer since the beginning tells the purpose of use of the vehicle or a change of purpose of use of personal vehicles to commercial talk about only with insurers. Certainly the claims will be accepted if there is something, "Santosa said.

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Remember This Moment Proposing Insurance Claims after the Holidays

When the holiday season has ended, for car owners, times like this can be used to take care of the Affairs pending. For example, filing insurance claims resulting from damage to the time travel vacation.

However, in order to be efficient and not wasteful, consumers who want to make a claim of post holiday should pay attention to some important points within the polis. This is intended so that the claim can be accepted and not throw away a lot of the time the customer.

Adira Insurance in official broadcasts socializes a few things to note when filing claims over the holidays. Here is some of the point:

1. The customer should avoid things that are excluded in the policy, such as the late reporting of claims from the reporting deadline.
2. The driver does not have a driving license.
3. The reported Claims are not guaranteed in the policy.
4. The reported Claims are included in the exceptions clause in the insurance policy.
5. Documents claim not equipped.
6. The policy currently in the waiting period.
7. Vehicles belonging to the insured used for acts that violate the law.
8. The damage that occurs is the initial damage was before automobile insured.
9. The claim occurs outside of the coverage area, namely Indonesia.
10. The damage that occurs is the deliberate damage by the insured.

The things mentioned above are often found clients who wish to file an insurance claim. Make sure all of the above already cared for so that the process of filing a claim the more easy and short.

In the event of loss, the customer also can report claims through a variety of ways, by calling the call center, come directly to the outlet or the branch office closest to you, and the easiest thing is to make a claim.

Adira Insurance, points already set it up through the website www.asuransiadira.com and the application named Mobile Autocillin Claim Application.

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Be Careful, Buy Cars Over Credit Could Lead to Insurance Become Charred

Buy a car that is still in installments by the owner or over credit can be a way to have a vehicle that is relatively new, but not too expensive and still borne by insurers. If you decide to buy this way, make sure that the old owners give a written agreement that you will be forwarding the dependents so that insurance is not charred.

The share of new car purchases in Indonesia's higher credit rather than cash. This way most chosen so that consumers can have the car but can still be set other financially. Usually, the purchase of credits already included package with insurance.

Astra insurance products known as Garda Oto explained through his official remarks last week, credit car insurance could fall automatically when the unit switches ownership in any way. The rule was stated in the standard Policy of motor vehicle Insurance Indonesia (PSAKBI).

In the PSAKBI chapter IV article 10 mentions, "When a motor vehicle and/or interests accounted for switch ownership in any way, this Policy ends by itself after 10 (ten) calendar days from the date of the transfer of ownership unless the insurer giving the consent, in writing, to continue coverage."

When you buy a car by way of a credit to over no missteps was his tips, buying and selling should be reported to the company's financing so that the new owner can file a claim if there is something on the car.

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Carefully ... Do not let the 6 hour Parking Charged thousands of pounds sterling

Surprised at once did not believe, as that's the reaction of Manish Wadhani while having to pay for parking of 3,731 pounds sterling. What's more, the 33-year-old man it's just park the car for six hours.

Reported by dailymail.co.uk, Wednesday (27/11/2015), Manish got the Bill it was when about to go out of National Cars Parking (NCP) in Portman Square, London, United Kingdom. At that time, he had just over the streets with his wife and son to a Winter Wonderland Festival in Hyde Park.

He chose a package costing five pounds to park the vehicle for 12 hours. Got that kind of Bill, the sudden origin of man city of Watford, Hertfordshire, United Kingdom, the dumbfounded.

"I think this may be a mistake because it can Bill as much as it is. This is really ridiculous. I spoke with the operator in the parking lot and he cannot be anything. He said the only thing you can do is take note of my car and someone will pick it up, "he said.

Lived had lived, it turns out that the parking ticket machine experienced a technical disruption. Cars parked Wadhani Manish considered for three months, so out came the Bills amounted to £ 3,731.

Previously, Manish on August 2015 also never parked in the same place. Unfortunately at this time, the card can not be read Manish parking system when his car out.

"Our Investigation indicates that customers Park his car in August, and didn't get out of the parking lot using the card that was used to sign in. This may be because the barrier already trigger is raised. We deliver our profuse apology and will return the money to the customers, "said spokesman for the NCP.

Learning from the experience of Manish Wadhani, you should remain vigilant while parked vehicles. Any sophisticated tools and parking system, nonetheless it was a man-made one could experience a technical disruption.

You also do not get harmed due to engine performance or parking system does not accurately record the duration of time the vehicle is parked. Similarly, you don't get tricked parking attendants who deliberately want to take profits with exaggerating time of your parking lot.

Rather than aggrieved because the Bill is bloated, better parking you noted yourself the time parked vehicles. If you do not want the hassle of manual records don't worry, there is now some of the mobile application on your phone that can record the time parked.

Features "Parking" in Otocare applications, for example, make sure you can monitor the time duration parking vehicles. Not only that, this application can also remind your parked car location.

Simply enter your details in time and place photos of your vehicle parking to the application. Automatically, the application for Android and IOS platform will provide a reminder notification to your smart phone.

When the reminder notification appears, the parking duration photo location you parked vehicles will also be looked at the same time. Not only the duration of the time monitored, estimates the parking fee will appear on the screen of your mobile phone.

Wearing an application such as this, you will have a strong evidence to sue when you feel aggrieved by the parking bills doesn't make sense.

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Continuation Of The Drama Of Stoner In Dukati

Thrilling drama about the fate of future Ducati and Casey Stoner continues and remains a big question mark. Will he will participate down to the circuit with the Ducati flag or just simply be a technical consultant of the drivers? This is a question that is not answered until now.

The absence of Stoner at Phillip Island remains a mystery which has not been revealed, even arguably confusing because from the very beginning in fact, Stoner was quite instrumental in the process of unit testing new Ducati.

"The Info presented Casey to the engineers is very-very clear," said the Ducati team manager Paolo Ciabatti, to Sport Rider in Australia. It is known that, Stoner has been conducting trials of GP15 and become suppliers of data to the Ducati. This Data used for comparison that can be matched to the capabilities of these motorcycles.

"With the talent he has capable ride Stoner taut, so the engineers managed to gather important information. His opinion is the same as that submitted Inannone and Dovi. This is a nice progression from a test rider, because he can ride with maximum speed, "says Ciabatti.

Ciabatti stated that the units of the model Ducati season last year that has great potential and is capable of winning any race, especially if there is Casey there. “The motor that is used on the season last year. And now we have to work better on the new motor, "so he said with pride.

Therefore, the absence of Casey at the Phillip Island circuit is quite understandable because this is not considered so crucial. “Casey did not enter test in Australia, but of course later he will remain present in the circuit. He will be in the middle of the path down to the team and to watch the drivers our respite, "said Ciabatti.

Previously, the presence of Casey Stoner became a controversy. This happens because the drivers misgivings lest the former test rider of the Honda that's going down the mountain and back to rider for Ducati. “There is currently no plan for Casey again. But if we ask him down in the race, then there needs to be a joint decision in advance about his plus minus if such a scenario is done, "he said Ciabatti.

According to the explanation given by Casey, chances are she will come down to test the new unit GP16 at Losail, Qatar to complete tests this year, namely pre-season two weeks before the World Championship MotoGP premier Circuit held in 2016.

In spite of all the controversy that this confusing, in fact a number of MotoGP observer States that they will be very disappointed if Stoner until did not enter the race at the Grand Prix of Qatar on March 20, 2016. If stoner will still be down race in Qatar, let time will answer.

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